Colorado SecureSavings is a state-facilitated retirement savings program
Created by the Colorado SecureSavings Board in the Office of the State Treasurer.
Prior to 2023, more than 40% of Colorado’s private-sector workforce did not have access to a retirement savings plan at work — nearly 940,000 workers.
Colorado SecureSavings was created to meet this urgent need.
Colorado SecureSavings is also available for:
Colorado workers whose employers do not offer a workplace retirement plan
Others who want an easy way to save in a Roth Individual Retirement Account (IRA) they can take wherever their career leads
Self-employed individuals
Benefits To Help You Succeed
Employer benefits:
No cost for employers
Getting started is fast and easy
Works seamlessly with your payroll process
Stay competitive by offering access to a great benefit to your employees
Requires very little time and administration
Saver benefits:
Secure, simple way to save for retirement
Your account stays with you through career changes without complicated rollovers
Customizable contribution amounts to meet your needs
It’s voluntary — stay enrolled automatically or opt out and re-enroll later
Access to online tools and real people trained to answer your questions
Program benefits
Beyond helping your employees save for the future, the program benefits you as an employer.
Free to facilitate
With no costs, Colorado SecureSavings helps employers of any size stay competitive by offering access to a great benefit for employees.
No fiduciary responsibility
You have no fiduciary responsibility, meaning you are not responsible for the investment decisions or outcomes of any employee that participates in the program.
Easy to set up
It’s easy to set up — no complex administration and minimal ongoing responsibilities.
Low time investment
It lets you focus on your business and offers easy integration with some payroll providers
Not responsible for matching contributions
You are not responsible for matching contributions. It is not permitted by the program.
Attract and retain employees
It’s a valuable benefit to attract and retain employees by giving them a simple and secure way to save through automatic payroll contributions into a Roth IRA.
Colorado SecureSavings can work for you
Retirement savings programs can help attract and retain employees and increase productivity.¹
Startup Colorado is a proud partner of Colorado SecureSavings.